In general, no, you will not be responsible for repairs. However, according to Texas Property Code, a tenant is responsible for damages to the property caused by Negligence, Carelessness, Accident or Abuse. This is one reason why we strongly recommend you purchase a renter’s insurance policy. The owner of the property you lease only carries insurance on the structure of the property, which also leaves your personal property exposed in the event of fire or flood. This is another good reason to purchase renter’s insurance.